Calculating when and how much of traditional retirement accounts to convert to Roth IRAs depends on a combination of tax ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Roth conversions are especially attractive when the stock market drops, according to certified financial planner Ashton ...

High-income households can use what's called a "backdoor Roth" to utilize a Roth IRA despite the program's standard income ...

A new way for Americans to save—with tax-free earnings—has been introduced in the House and Senate. If it passes, will it ...

Future tax rates are uncertain, which means the choice between a Roth or a traditional IRA is one that involves both science and art. Having a window into the future would help. “If that’s not ...

When weighing Roth conversions, "the single biggest factor" should be your current marginal tax rate vs. your expected ... which stipulates that inherited IRAs must be depleted by the 10th year ...