Regardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement account that allows savers to grow ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

When it comes time to pull the money out of a retirement account, understand how a Roth and a traditional IRA differ beyond tax treatment. Traditional IRAs are similar to a locked vault that the ...

Can a nursing home seize your savings? What if your money is in a trust or a Roth IRA? For married and single retirees alike, ...

Related: 'I got seriously burned': My financial adviser took me for lunch, bought my kids gifts - and had me invest $500,000 in annuities. What should I do? Both you and the adviser are culpable.

Should you cash out your retirement fund to upgrade your house? While there are some people for whom this will be a good idea ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

The funds sat in an account that only earned basic interest ... Backdoor IRA conversions - moving money from a traditional IRA to a Roth IRA - allow high earners, whose income exceeds the level ...

If you do multiple Roth IRA conversions, each one has its own five-year rule. You must be mindful of how long each conversion has been in your account before you withdraw the funds to avoid ...

But if you do opt to withdrawal from your Roth IRA, make sure you have enough income once you do retire. If your retirement accounts can already meet your calculated in-retirement needs even after ...

The sooner you start financially planning, the sooner you can set your child up for financial success and build generational ...