One nice thing about Roth IRAs, as opposed to traditional IRAs, is that you're not forced to take required minimum ...

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

A Roth conversion is a permanent decision. - /iStockphoto. Got a question about investing, how it fits into your overall ...

Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

An IRA portfolio is not limited to US stock markets, Bonds and Gold. For those wishing to increase the resilience and growth ...

The greatest advantage of opening an early retirement account (IRA) is the power of compound interest. When you invest money, ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

Contributions into a Roth IRA use after-tax dollars, unlike contributions to a traditional IRA or 401 (k), which are not taxed. This may be a bigger hit to your finances in the short term, but ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

Recent market swings due to tariffs have unsettled investors, including IRA owners, though conditions have stabilized ...

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

Before 2018, the IRS allowed you to reverse converting a traditional IRA to a Roth IRA, which is called recharacterization. But that process is now prohibited by the Tax Cuts and Jobs Act of 2017.