A new way for Americans to save—with tax-free earnings—has been introduced in the House and Senate. If it passes, will it ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

What this means functionally is that his first step of the process is to account for his yearly required minimum distribution, which he does in the form of a charitable donation. That allows him to ...

Can a nursing home seize your savings? What if your money is in a trust or a Roth IRA? For married and single retirees alike, ...

The bottom line is that with the exception of the state Auto-IRA programs, IRAs remain primarily a way for those with retirement assets to gain more tax-advantaged saving rather than a mechanism for ...

Fact checked by Vikki VelasquezRegardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

Backdoor Roth IRAs: If you exceed income limits for direct Roth IRA contributions, you can convert after-tax dollars into a ...

If you currently have a high-deductible health plan, the money you invest in an HSA helps pay for medical care and can act as ...

I started my retirement journey 17 years ago when I was $300,000 in debt. My journey wasn't quick, but fast forward almost ...

Single or head of household: You must have a MAGI of $150,000 or less to contribute the full $7,000 to a Roth IRA (or $8,000 ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...