Staggering your Roth conversions can save a lot of money. Under the right circumstances, a Roth IRA can be the best ...

Single or head of household: You must have a MAGI of $150,000 or less to contribute the full $7,000 to a Roth IRA (or $8,000 ...

A recent study from Northwestern Mutual revealed that the "magic number" for Americans to retire comfortably in 2025 is $1.26 ...

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

High-income households can use what's called a "backdoor Roth" to utilize a Roth IRA despite the program's standard income ...

While utilizing Roth accounts ... overall portfolio allocation percentage and risk, this may be the right time to use those funds.” Before you decide to pay off debt with a Roth IRA, review ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

A retiree planning to spend 4% a year from an IRA, for example, might hold two years’ worth of those planned withdrawals in cash (8% of the total portfolio ... are holding Roth IRAs earmarked ...

You shouldn’t have to cross your fingers and hope for a strong stock market to coincide with your short-term goals ...

A diversified portfolio shouldn't rely only ... "That’s where the Roth IRA can really shine," Saccaro said. For example, he said, if a retirement investor over age 59 1/2 takes a qualified ...

The idea is that it’s more expensive upfront to build a Roth IRA compared with a pre-tax portfolio like a traditional ... that you make the conversion. For example, if you move $50,000 from ...