A retiree planning to spend 4% a year from an IRA, for example, might hold two years’ worth of those planned withdrawals in cash (8% of the total portfolio ... are holding Roth IRAs earmarked ...

When you have $137,000 in a Roth IRA and you lose 8% in a single year, that can be pretty upsetting — especially if you're 58 ...

Traditional IRAs offer the potential for tax deductibility in the present, while Roth IRA contributions are made with ...

A 401 (k) is the most popular retirement account (by far) and is often synonymous with retirement savings, but I personally ...

A popular method to circumvent income limits on direct Roth ... other IRA accounts, you could face pro-rata taxation on the conversion. Physicians often focus on diversifying their investments across ...

Roth IRAs are a great way to save for retirement ... Here's how to add a gold IRA or ETF to your portfolio in order to hedge against inflation and volatility. But retirees should tread carefully.

A Roth conversion is when you roll money over from a pre-tax portfolio into a ... in any amount. For example, say you have $845,000 in a traditional IRA. You could convert up to the entire amount ...

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ...

For example, say that you’re 62 years old. You have $1.6 million in a 401(k). If you convert this portfolio to a Roth IRA 10% at a time, you can avoid required minimum distributions on your $1.6 ...