The following is a list of reasons to consider a fixed-index universal life (IUL) insurance policy as a Roth IRA conversion alternative. Self-completing death benefit: This is an insurance product ...

While the Roth conversion into an individually owned ... you will need to be insurable to purchase the policies. Is an IRA-to-IUL conversion strategy sound? For many, the answer is yes, but ...

Then you have the backdoor Roth IRA. If you earn over a certain ... principal protection while methodically funding the IUL to achieve the IRA-to-IUL conversion strategy. Pension hedge against ...

Withdrawals from a Roth IRA before age 59 and a half are also subject to penalty by the IRS. IUL insurance offers some important advantages as part of an overall retirement investment strategy.

Some agents leverage the equity-indexed nature of IUL policies to highlight a “potential for higher returns” compared to other retirement accounts such as a Roth IRA or savings account.

The following is a list of reasons to consider a fixed-index universal life (IUL) insurance policy as a Roth IRA conversion alternative. Self-completing death benefit: This is an insurance product ...