The following is a list of reasons to consider a fixed-index universal life (IUL) insurance policy as a Roth IRA conversion alternative. Self-completing death benefit: This is an insurance product ...

While the Roth conversion into an individually owned ... you will need to be insurable to purchase the policies. Is an IRA-to-IUL conversion strategy sound? For many, the answer is yes, but ...

Withdrawals from a Roth IRA before age 59 and a half are also subject to penalty by the IRS. IUL insurance offers some important advantages as part of an overall retirement investment strategy.

Then you have the backdoor Roth IRA. If you earn over a certain ... principal protection while methodically funding the IUL to achieve the IRA-to-IUL conversion strategy. Pension hedge against ...

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ...

Some agents leverage the equity-indexed nature of IUL policies to highlight a “potential for higher returns” compared to other retirement accounts such as a Roth IRA or savings account.

The following is a list of reasons to consider a fixed-index universal life (IUL) insurance policy as a Roth IRA conversion alternative. Self-completing death benefit: This is an insurance product ...