Regardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement account that allows savers to grow ...

Learn how to decide whether to max out your 401(k) or IRA first based on your income, tax bracket, and retirement goals.

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

Picture this: you’re 65 years old, still working and have around $400,000 saved in a traditional IRA. You’re healthy, active ...

Future tax rates are uncertain, which means the choice between a Roth or a traditional IRA is one that involves both science and art. Having a window into the future would help. “If that’s not ...

In our latest Ask the Editor round-up, Joy Taylor, The Kiplinger Tax Letter Editor, answers questions on qualified charitable distributions (QCDs).

At age 59 ½, your withdrawals are no longer subject to a 10% penalty, which means it’s cheaper to start moving money to the ...

Fidelity Investments offers various Individual Retirement Account options, including Traditional IRA, Roth IRA, and Rollover options, to help investors save for retirement with tax advantages.

Individual stocks and mutual funds are better suited for taxable accounts or Roth IRAs. For higher-growth stocks, like emerging markets, small cap and growth-oriented stocks, the Roth IRA is an ...

The term "opportunity cost" refers to what you give up by choosing one option over another. In this case, choosing to take ...

A relatively smooth filing season offered a lot to learn about the future of the IRS, the importance of tax planning, changes ...