A letter of explanation for a mortgage is a document that addresses red flags that might derail a mortgage approval, such as ...

A letter of explanation should tell the lender why an event happened and describe steps you’ve taken to solve or recover from the issue, if applicable. Not every borrower needs to write a letter ...

Readers of the L.A. Times Sports section give their thoughts and opinions on A.J. Hinch and the Astros, the Lakers, Clippers ...

The Green and Resilient Retrofit Program for preserving affordable housing—plus the harmful effects of tariffs on ...

Emily Jashinsky is the Washington correspondent for UnHerd and co-hosts the weekly news show “Counter Points” on Breaking ...

Esmé Weijun Wang is the author of “The Border of Paradise” and “The Collected Schizophrenias.” A version of this essay first appeared in her Substack, Reasons for Living.

“If Democrats want to win back working class voters and rebuild our broad coalition of voters of color, we should elevate the ...

Moscow ‘launches drone attack’ on Kyiv hours after Putin proposed direct peace talks - Ukraine's air defence units were ...

A recent report from Ithaka S+R finds professors are increasingly engaging with generative AI but want more support ...

ChatGPT isn't based on one AI model, but many. As it turns out, OpenAI has a support document listing the times it thinks you ...

How a former congressman’s donation helped torpedo a presidency — and sparked a legal battle that continues today.

As workers set up stations at North Division High School’s cafeteria to test children’s blood for lead, a group of frustrated ...