If you’re wondering what the average return should be on your Roth IRA, here are some ways to approach that question. Understanding the distinction between account types and actual investments can ...

Or, you could choose a Roth IRA and forgo that up-front tax break, but enjoy the benefit of tax-free withdrawals during retirement. Which is the right choice for you — as well as the typical saver?

Let’s go back to the tax-bracket model that we used above. Since you’re still working and earning $80,000, you might choose ...

If you miss an RMD, you might have to pay a whopping 25 percent penalty of the amount that should ... Roth IRA. Any earnings you withdraw from a Roth IRA before the age of 59 ½ may be taxed like ...

Or, you could choose a Roth IRA and forgo that up-front tax break, but enjoy the benefit of tax-free withdrawals during retirement. Which is the right choice for you — as well as the typical saver?

For that reason, it’s a mistake to use that index’s performance as the basis for your expectations for your Roth IRA. If you’re wondering what the average return should be on your Roth IRA ...