Roth conversions transfer pretax or nondeductible individual retirement account money to a Roth IRA, which starts future ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn't overlook other ...

With this in mind, the present tax brackets ... him in the 12% bracket with a 22% spending rate. This way, the children inherit the Roth IRA funds, which have already paid out taxes.

High-income households can use what's called a "backdoor Roth" to utilize a Roth IRA despite the program's standard income ...

When weighing Roth conversions, "the single biggest factor" should be your current marginal tax rate vs. your expected ... which stipulates that inherited IRAs must be depleted by the 10th year ...

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...