The Roth 401(k) is a powerful retirement savings tool offered by employers, combining the benefits of a Roth IRA and a ...

Brokerage accounts are generally available to any adult with a Social Security number or taxpayer identification number, regardless of income. To contribute to a Roth IRA, on the other hand ...

Good Time for a Roth IRA Conversion The Good Brigade / Getty Images Roth individual retirement accounts (IRAs) come with many tax benefits, including tax-free withdrawals. However, to avoid a 10% ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

It's not that common, but if you've made non-deductible contributions to a tax-deferred retirement account and you later decide to convert some of that money to a Roth IRA, you won't have to pay ...

If you have a Roth IRA or are thinking of getting one, you may be looking at ways to incorporate the account into your long-term plan. Established in 1997, the Roth individual retirement account ...

There are several types of retirement savings accounts you can contribute to outside of a workplace retirement plan. The most common are a traditional IRA and a Roth IRA. Most people can deduct ...

If you’re wondering what the average return should be on your Roth IRA, here are some ways to approach that question. Understanding the distinction between account types and actual investments ...

If you're ready to start investing for retirement, an IRA may be one of the best tools out there to maximize your money and minimize your tax burden. Many, or all, of the products featured on this ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Jacqueline DeMarco is a writer who specializes in financial topics. Her first job out of college was in the financial industry and it was there she gained a passion for helping others understand ...

When you convert nondeductible IRA contributions to a Roth, you’re converting after-tax dollars, too. Once that conversion is complete, any investment growth within the account can be pulled out ...