Still, if the card’s 4% rewards categories align with your discretionary spending, it may be a lucrative fit for your wallet ... merchandise, gift cards and travel, or used to pay off purchases ...

Visit americanexpress.com to learn more. A credit card with a no-interest period can be a valuable tool for financing purchases and consolidating credit card debt. Some of the best credit cards ...

Frequent travelers or bigger spenders would probably get more value from a card with a higher rewards rate and more perks (and an annual fee), but this is a solid choice for budget-minded ...

If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience.

Stay up-to-date with the latest and best audio content from CBC Listen delivered to your inbox every two weeks.