High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

What this means functionally is that his first step of the process is to account for his yearly required minimum distribution, which he does in the form of a charitable donation. That allows him to ...

For the past seven years I have used my bank’s private-investment department to fully fund a backdoor Roth IRA. I go into the ...

Fact checked by Vikki VelasquezRegardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

Backdoor Roth IRAs: If you exceed income limits for direct Roth IRA contributions, you can convert after-tax dollars into a ...

Regular savings and checking accounts earn next to nothing these days. Here are better alternatives to beat inflation.

If you currently have a high-deductible health plan, the money you invest in an HSA helps pay for medical care and can act as ...

Discover the intricacies of rolling over a traditional IRA to a Roth IRA, from when to rollover and tax implications to ...

I started my retirement journey 17 years ago when I was $300,000 in debt. My journey wasn't quick, but fast forward almost ...

Single or head of household: You must have a MAGI of $150,000 or less to contribute the full $7,000 to a Roth IRA (or $8,000 ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...