More than 82% of large employers offer a Roth 401(k) option to employees, which means workers can pay tax now on their income ...

The two primary types of retirement accounts you may encounter are 401 (k) plans and individual retirement accounts (IRAs).

Early growth = less pressure later. A dollar saved in your 20s has decades to grow. For example, if you invest $6,000 at age ...

Workers with access to a 401(k) plan may want to put a little extra thought into how and where their retirement savings is ...

For federal employees weighing whether to leave the TSP, five certified financial planners offer their insights on what to be ...

In the U.S., millions of workers — especially those employed by small businesses, nonprofits and gig platforms — lack access ...

Forgetting to take your first RMD by April 1 in the year after you turn 73 can result in a significant tax penalty. “If you skip an RMD, the penalty can be steep: a 25% excise tax on the amount you ...

Do funds in a Roth IRA get the benefit of a stepped-up basis for my heirs when I die? – Ed No, the cost basis of the assets held within your IRA will not step up or reset to their current market value ...

One of the big keys to ensuring you're saving enough is setting a specific numeric goal, and then mathematically working your ...

In most cases, the Roth IRA account will also need to have been funded ... If you think you might need to access even just some of your retirement savings before you're retired or of retirement ...

If we only had Social Security to rely upon, we would be in a lot of trouble. It’s a broken system built on flawed logic and ...