Retirement savings programs such as 401(k) plans remain highly valued by American workers, who see them as essential to their financial strategies. Despite market fluctuations, these plans continue to ...

High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

The bottom line is that with the exception of the state Auto-IRA programs, IRAs remain primarily a way for those with retirement assets to gain more tax-advantaged saving rather than a mechanism for ...

What this means functionally is that his first step of the process is to account for his yearly required minimum distribution, which he does in the form of a charitable donation. That allows him to ...

For the past seven years I have used my bank’s private-investment department to fully fund a backdoor Roth IRA. I go into the ...

In fact, it’s a smart one — and there’s no one-size-fits-all answer. Here’s a closer look at the tradeoffs of investing in retirement ...