High-interest debt can feel like a dead weight. While it may be tempting to pull money out of a Roth IRA to pay off debt, is ...

Should you cash out your retirement fund to upgrade your house? While there are some people for whom this will be a good idea ...

It is unlikely the loss will help much with taxes on the IRA distribution. Capital loss carryforwards are required to be used first to offset capital gains during the year. If there are still losses ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

Single or head of household: You must have a MAGI of $150,000 or less to contribute the full $7,000 to a Roth IRA (or $8,000 ...

A recent study from Northwestern Mutual revealed that the "magic number" for Americans to retire comfortably in 2025 is $1.26 ...

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

These exclusive retirement strategies used by the top 1% can help the average retiree maximize wealth, minimize taxes, and ...

High-income households can use what's called a "backdoor Roth" to utilize a Roth IRA despite the program's standard income ...

There’s a higher catch-up contribution limit for some older investors in 2025. Here’s who qualifies for the change.

But if you’re a do-it-yourself investor aiming to build a “no babysitter required” portfolio, here are the key steps to take: ...

You shouldn't have to cross your fingers and hope for a strong stock market to coincide with your short-term goals. And right now, you probably wouldn't want to.