A re you looking to optimize your retirement savings options now to maximize your income later on? It's easier said than done ...

Personal finance radio host and author Dave Ramsey has some blunt advice about how workers can use 401(k)s and Roth IRAs to ...

Investing is one of the best ways to build long-term wealth, but picking the right type of account can feel confusing. You ...

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

If you receive an inherited IRA, you can make withdrawals for up to 10 years before the entire amount is withdrawn. Redditors ...

You can superfund a child's 529 account by making a lump-sum contribution of up to $95,000 ($190,000 if you're a married ...

Learn when and how to withdraw funds to avoid any taxes and penalties What 50-Year-Olds Need To Know About Roth IRAs What 50-Year-Olds Need To Know About Roth IRAs What You Need to Know About Roth ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

The rules regarding those RMDs are occasionally tweaked, and four of them changed for 2025. Under the Secure Act 2.0, passed in 2022, the mandatory age to begin taking RMDs was raised to 73 for people ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.