Roth IRA conversions let you turn tax-deferred savings into Roth, incurring taxes now for tax-free withdrawals later. No limit exists on the amount you can convert per year, but large sums might ...

A 401(k) to Roth IRA conversion may not be an option if you're still employed with the company you have your 401(k) through. 401(k) to Roth IRA conversions typically raise your tax bill unless you ...

Thinking of converting a traditional IRA to a Roth IRA? The Kiplinger Tax Letter Editor highlights nine factors you should ...

This difference is the key to understanding why Roth conversions are a popular strategy for retirement planning. Converting a traditional IRA to a Roth IRA means paying taxes now in exchange for ...

Roth conversions transfer pretax or nondeductible individual retirement account money to a Roth IRA, which starts future ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

Use our free Roth IRA calculator to see how much you can contribute this year and get an estimate of your potential retirement balance. Many, or all, of the products featured on this page are from ...

A Roth IRA conversion involves transferring funds from a tax-deferred traditional IRA into a Roth IRA, where future growth and withdrawals during retirement are tax-free if you follow certain rules.

Higher earners can use a Roth conversion to fund a Roth IRA with money from a traditional IRA. Roth IRAs offer estate planning advantages as they are tax-free for heirs. A Roth individual ...