Should you pivot to Roth IRA ... a Roth contribution. Once invested, the assets grow untaxed and, later in life, you pay no taxes on your withdrawals, neither the principal nor the returns.

Each fall, the U.S. Department of the Treasury releases cost-of-living adjustments (COLAs), which determine the contribution ... return. High earners can still take advantage of a Roth IRA using ...

At age 50, Roth contributions ... in an IRA or a taxed portfolio. However, when you withdraw this money in retirement, you pay income taxes on the full amount withdrawn (principal and returns).

Roth IRA contributions can be withdrawn at any time ... The power of compounding interest and compounding returns means that you can often exponentially grow your Roth IRA account if you give ...

Gina Young is an accomplished finance writer who has written for publications including SuperMoney, Examiner, Lexington Law, Talk Markets, and CreditRepair.com. Throughout her career in finance ...

Should you make 401(k) or Roth IRA contributions? In a perfect world, the answer would be both. If you have the means, ...

As with regular Roth IRA contributions, you would contribute using after-tax dollars, which are not tax-deductible. While there are traditionally income limits to what can be done with a Roth ...

Should you make 401(k) or Roth IRA contributions ... can be even more impactful given you pay taxes on the contributions and not returns. Here, in your 50’s, you’re on the bubble.

By understanding and implementing tax deferral strategies, you can unlock significant long-term benefits that may ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

For federal employees weighing whether to leave the TSP, five certified financial planners offer their insights on what to be ...