A financial advisor shared a detailed breakdown of the monthly expenses of a local woman earning R64 K. They included school ...

The monthly payments are $400. Again, we set up our spreadsheet with each payment and the financed amount, but this time, we use the formula from above that adjusts the interest rate for monthly ...

Variable spending also includes things like eating out, shopping, and travel. Subtract your fixed and variable expenses from your income. Are you spending less or more than you earn?