Please put “Fix My Portfolio” in the subject line. Dear Fix My Portfolio,  I have a Roth IRA account and an ordinary taxable ...

Planning for retirement is one of the most important financial steps you can take to ensure a secure and comfortable future. Many people delay retirement planning, believing they have plenty of time ...

Choosing the wrong account for your retirement savings can really cost you. Find out why a Roth IRA might be your best option ...

A 401 (k) is the most popular retirement account (by far) and is often synonymous with retirement savings, but I personally ...

Emergency funds are an absolutely crucial aspect of any financial plan, regardless of the life stage or situation. For people ...

When it comes to building wealth, the ultra-wealthy aren't just saving money -- they're strategically maximizing every ...

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

Federal gift taxes will be due, however, if you give $19,000 or more in 2025 to any one beneficiary, or $38,000 for clients who file jointly. (Alternatively, clients can give a lump sum of up to ...

If you don't know all the RMD rules, you could face a hefty fine from the IRS. The government will take up to a 25% penalty ...

This has Jada, 52, facing the existential dread of retirement even though she doesn’t plan to clock out until she turns 65.

I have a Roth IRA account and an ordinary taxable retail stock account at a major brokerage. The two accounts are linked, internally, so I can make easy transfers. About four years ago ...

Social Security plays a big role in your retirement planning -- but you shouldn't bank on it. Here's what to do instead.