The Roth 401(k) is a powerful retirement savings tool offered by employers, combining the benefits of a Roth IRA and a ...

Backdoor Roth IRAs: If you exceed income limits for direct Roth IRA contributions, you can convert after-tax dollars into a ...

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

Workers with access to a 401(k) plan may want to put a little extra thought into how and where their retirement savings is ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

Should I Switch to Roth Contributions? Whether to make the move from contributing to a tax-deferred workplace plan or switch ...

Like rollovers from traditional accounts under employer plans, rollovers from Roth 401(k)s must include only eligible amounts. Amounts not eligible for rollover include: Hardship withdrawals.

As soon as you receive an inheritance, it gives you all the hope in the world that you are in a better financial situation ...

Rolling over a 401(k) to a Roth IRA sounds smart, but it could cost you. Here’s why you should think twice before making the ...

Converting funds in a traditional 401(k) into a Roth IRA can provide you with tax-free retirement income, and there are no rule prohibiting conversion at any age. However, converting when you are ...