The Roth 401(k) is a powerful retirement savings tool offered by employers, combining the benefits of a Roth IRA and a ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

High-income households can use what's called a "backdoor Roth" to utilize a Roth IRA despite the program's standard income ...

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

Roth conversions are especially attractive when the stock market drops, according to certified financial planner Ashton ...

Like rollovers from traditional accounts under employer plans, rollovers from Roth 401(k)s must include only eligible amounts. Amounts not eligible for rollover include: Hardship withdrawals.

As soon as you receive an inheritance, it gives you all the hope in the world that you are in a better financial situation ...

Used with care, the Roth IRA may help serve several objectives at once - like a multipurpose tool in your financial-planning ...

The reason why many savers opt for a Roth IRA vs. a traditional IRA is because of the possibility of tax-free income in retirement. If you wait until age 59 ½ to begin making withdrawals ...

High-income households can use what’s called a “backdoor Roth” to utilize a Roth IRA despite the program’s standard income restrictions. This can be an effective way to build a tax-free ...

and traditional and Roth 401(k)s — are taxed, both on early withdrawals as well as distributions once you’re in retirement. To understand how withdrawals from a traditional IRA will be taxed ...