A Roth IRA offers tax-free withdrawals, broad investment choices, and flexible early withdrawals—making it a great complement to or alternative to a 401(k).

As you map out your retirement, it is important to take advantage of tax-free growth made possible by Roth conversions.

Discover the unique tax benefits and investment flexibility of a Roth IRA compared to traditional retirement accounts. Learn how tax-free withdrawals, diverse investment options, and early withdrawal ...

Learn about custodial Roth IRAs and how these retirement plans can help boost your child's retirement savings. Secure your ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

With a Roth IRA, you contribute after-tax money to the account, so you don’t get to avoid tax on your contributions, as you ...

Benz: You call the Roth IRA the Swiss Army knife of tax planning. I’m wondering if you can talk about what you see as the chief tax advantages. Slott: Most people look at it one-dimensionally.

For high-income individuals, optimizing tax advantages can significantly impact long-term financial success. Two standout methods in this domain are the Backdoor Roth IRA and Direct Indexing. These ...

Socking away money for retirement is something that’s top of mind for many people. Here's what to know about traditional and ...

If you’re like Mark, Susan or Tom, your retirement and legacy goals will shape the strategy for your wealth. There’s no ...

The more important, and difficult, question to answer is whether it’s wise to convert your savings to a Roth IRA later in life. A lifetime of tax-free withdrawals is a significant benefit to a ...