Understand options for inherited Roth 401(k)s, including rollovers and IRS rules. Tax-free growth strategies for mass ...

Inheriting a Roth IRA avoids probate if the deceased listed you as a beneficiary. Spouses inheriting Roth IRAs can treat them as their own; others face a 10-year withdrawal limit. Non-spousal ...

so your total could be larger if you contribute the maximum to the IRA. Contributions to a spousal Roth IRA are made with after-tax dollars, but withdrawals of earnings and contributions are tax ...

you cannot directly convert it to a Roth IRA as an inherited account. Even if the deceased spouse had a Roth IRA, the traditional IRA cannot be Roth converted into it. As the inheriting spouse ...

However, RMDs don't apply to Roth individual retirement accounts while the owner or surviving spouse is alive. That can ...

I would like to transfer the losing stock out of my Roth account to my taxed ordinary retail stock account. I would then sell ...

Living Local 15 host Jessica Williams is joined by Caleb Doane, Vice President of Foster Financial, as Caleb discusses how ...

The contribution limits for a spousal IRA are the same as those for traditional and Roth IRAs. Inheriting an IRA as a spouse can be a complex process. Here are four useful tips to help unpack your ...

Inherited IRAs pose a number of new challenges, due to the SECURE Act of 2019 and updated IRS guidelines regarding RMDs.

Since 2023, most retirees must take required minimum distributions, or RMDs, from pretax retirement accounts at age 73. However, RMDs don't apply to Roth individual retirement accounts while the ...