For simplicity, employers might prefer the SIMPLE IRA. For flexibility, a 401(k) plan provides a wider array of choices. Many, or all, of the products featured on this page are from our ...

Reporting and administrative responsibilities associated with a SIMPLE IRA are less onerous than establishing a 401(k) plan. Rather than having special administrative procedures, most financial ...

What is a SIMPLE IRA? Understanding the basics Savings Incentive Match Plans for Employees (SIMPLE) IRAs are a type of employer-sponsored retirement plan. SIMPLE IRAs function similarly to 401(k ...

A Savings Incentive Match Plan for Employees (SIMPLE) IRA is an individual retirement account designed for a business with 100 or fewer employees, including sole proprietorships. To open a SIMPLE ...

The two primary types of retirement accounts you may encounter are 401 (k) plans and individual retirement accounts (IRAs).

A Savings Incentive Match Plan for Employees (SIMPLE) IRA is a retirement plan designed for self-employed people and small businesses with 100 or fewer employees. It's a cheaper (and easier ...

A SIMPLE IRA is a type of retirement plan designed for small businesses with 100 employees or fewer. It offers tax-deferred growth and mandatory employer contributions to help employees save for ...