A SIMPLE IRA is a retirement savings designed for small businesses with 100 or fewer employees. The lower costs and ease of setup make it appealing for small business owners who don’t want to ...

Depending on your age and other factors, you might face a penalty if you tap into your IRA early. Find out when early ...

A SIMPLE IRA allows a $16,500 employee contribution in 2025, with higher limits for ages 50+ and 60-63. Employers may match employee contributions up to 3% or opt for a 2% non-elective contribution.

In 2025, the SECURE 2.0 Act allows a new "super catch-up provision" for individuals who turn ages 60 to 63 before the end of ...

This article explores maximizing retirement savings through three popular retirement options designed specifically for small businesses and self-employed individuals—the SEP-IRA, Simple IRA and ...

The SIMPLE IRA, SEP IRA and the solo 401(k) are designed for small businesses. An HSA allows you to save now and pay for qualifying health costs in retirement. When saving for retirement ...

List of American Funds mutual funds offered in SIMPLE IRA Plus that are approved at UBS 2024 Information for employers in plans using the UBS Financial Services Inc. SIMPLE IRA offering: As a SIMPLE ...

Sound appealing? Here’s how to open a Roth IRA in five simple steps. Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to ...

A SIMPLE IRA, or Savings Incentive Match Plan for Employees, is a type of traditional IRA for small businesses and self-employed individuals. As with most traditional IRAs, your contributions are ...

Here's a closer look at some of the most important rules surrounding SIMPLE IRA eligibility, contributions, and withdrawals. Image source: Getty Images. A SIMPLE IRA is available to self-employed ...