SEP IRA rules categorically prohibit employees from funding their own SEP IRAs, even when their employers choose not to do so. If your employer offers a SEP IRA, they are required to: Give you a ...

IRA, or Simplified Employee Pension IRA, is a retirement savings account for self-employed individuals and business owners.

The SEP IRA is subject to the same investment, distribution and rollover rules as IRAs, according to the IRS. You’re eligible ...

An employee is eligible to participate in a SEP IRA if he or she is at least 21 years old and has worked for the company in three of the last five years, and received at least $600 in compensation ...

But the rules must uniformly apply to all employees. Employers may exclude employees from their SEP IRA plan if the employees are part of a union agreement that includes retirement benefits.

Alternatives to traditional IRAs include Roth IRAs, SIMPLE IRAs, and SEP-IRAs. How Traditional IRAs Work Traditional IRAs allow you to direct your contributions to a variety of investment options such ...

Traditional, SEP, and SIMPLE (the only employer-established ... There are complex rules to follow; your IRA could be disqualified if you violate them. These transfers of funds from a retirement ...

Into a SEP IRA? You'll notice tax-deferred accounts can ... Rollover IRAs are common, but there are quite a few rules to follow. If you stick to the basics, you shouldn't have any problems getting ...

and some offer SEP IRAs for people who are self-employed. An IRA CD follows most of the same rules as any other IRA. You're limited to a certain amount in contributions per year, and you'll pay ...