Retiring at age 62 and filing for Social Security will reduce a person’s lifetime benefits by up to 30% compared to waiting ...

In this article, we’ll look at how Roth IRAs can fit into your FIRE plan. Money invested in traditional pretax retirement accounts like a 401(k) can be converted into an investment in a Roth IRA.

An individual retirement account (IRA) is a versatile personal savings plan designed to help Americans save for retirement, ...

You don't need an employer-sponsored retirement plan to open a traditional or Roth IRA. Often overlooked is that Heath ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn't overlook other ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Age 59 ½ isn’t considered a popular milestone, but it probably should be. At this age, a flurry of new financial options and ...

No one wants to pay more tax than they owe. Building a tax-efficient retirement paycheck means weighing options, running ...

Finance expert Dave Ramsey, in his book ''Dave Ramsey's Complete Guide to Money', sends a blunt message on 401(k)s, IRAs.

IRAs available outside of an employer's retirement plan Traditional and Roth IRAs are two types of retirement plans that can be easily opened through a brokerage firm or other financial institution.