However, RMDs don't apply to Roth individual retirement accounts while the owner or surviving spouse is alive. That can ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

When you leave a job, it’s generally a good idea to take your 401(k) plan with you. This doesn’t mean you should cash it out, ...

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

A custodial Roth IRA is a retirement account for minors that allows for tax-free growth. It provides all the benefits of a ...

Seven-figure Roth accounts seem impossible given their relatively young age and contribution limits...until you hear the rest of the story.

Instead, you pay taxes before contributions are made to a Roth IRA. Roth IRAs limit how much you can earn, meaning the amount you can contribute to the account depends on your modified adjusted ...

Americans with a Roth IRA, or individual retirement account, and who plan to retire abroad may want to consider some risks.

Procedurally, it's never too late to make a Roth conversion. The IRS allows you to move this money at any time, so long as you have funds in a qualifying pre-tax account. In many cases, the closer you ...

A self-directed IRA gives you broader discretion when it comes to investing. You could use your self-directed IRA to invest in a horse or a house. Precious metals are just one option for a ...