Please put “Fix My Portfolio” in the subject line. Dear Fix My Portfolio,  I have a Roth IRA account and an ordinary taxable ...

However, RMDs don't apply to Roth individual retirement accounts while the owner or surviving spouse is alive. That can ...

A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...

Saving for retirement in a tax-advantaged plan makes a lot of sense. Why not reap some IRS benefits in the course of building ...

A Roth IRA is one of the best possible ways to invest for retirement, and in fact, many experts think it’s the single best retirement account to have. That’s because a Roth IRA allows you to ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

Private prison investing can mean different things. Investors are often supporting private prison investing without knowing ...

Though death and taxes may be certain, investors should always seek legal ways to minimize their tax liability. Lower taxes mean higher net investment returns and higher disposable income.

Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in ...

But your investing timeline can be shortened due to required minimum distributions, or RMDs, which apply to pretax 401(k) plans and individual retirement accounts starting at age 73. Roth IRA ...

Therefore, a Roth IRA provides a "much longer runway for tax-free investing," said certified financial planner Thomas Scanlon at Raymond James in Manchester, Connecticut. Roth IRA contributions ...

Since 2023, most retirees must take required minimum distributions, or RMDs, from pretax retirement accounts at age 73. However, RMDs don't apply to Roth individual retirement accounts while the ...