Understanding the allocations in your Roth IRA can help manage volatility and set realistic expectations for long-term ...

A Roth conversion can cause your Medicare premiums to surge. That's the bad news. The good news is that this surge will be ...

The same rationale applies if you have assets in your traditional IRA that are now depressed in value. For example, Roth conversions are sometimes more popular when there is a downturn in the market.

One of the big keys to ensuring you're saving enough is setting a specific numeric goal, and then mathematically working your ...

Forgetting to take your first RMD by April 1 in the year after you turn 73 can result in a significant tax penalty. “If you skip an RMD, the penalty can be steep: a 25% excise tax on the amount you ...

The personal finance Reddit community encourages an 18-year-old to open a Roth IRA and start saving for retirement.

The two primary types of retirement accounts you may encounter are 401 (k) plans and individual retirement accounts (IRAs).

Roth IRA contributions can be withdrawn anytime ... Rules regarding these exceptions can change with time. For example, in 2020, withdrawals for medical expenses that exceeded 10% of your AGI ...

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...