Fact checked by Vikki VelasquezRegardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement ...

There’s a higher catch-up contribution limit for some older investors in 2025. Here’s who qualifies for the change.

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

You don't need an employer-sponsored retirement plan to open a traditional or Roth IRA. Often overlooked is that Heath ...

You might think the choice between a Roth and a traditional individual retirement account comes down to taxes. While taxes play a role in this decision, investors shouldn't overlook other ...

Contribution limits are higher for a SIMPLE IRA than for either a traditional or Roth IRA. For example: Under age 50: You can contribute up to $16,500 annually. Age 50 or older: You can contribute ...

The key differences that make a Roth IRA stand out, however, include limits on who can contribute ... investors because you can make after-tax contributions, buy and sell stocks, mutual funds ...

No contribution is allowed if your combined MAGI is $246,000 or more. If you fall above the income limits, Gates recommends using a “backdoor” Roth IRA strategy that involves contributing to a ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation.

A blended savings strategy, combining the benefits of pre-tax and after-tax accounts, is a powerful way to prepare for a ...

What’s top of mind for the American Retirement Association (ARA) this session of Congress? Will Hansen, the ARA’s Chief Government Affairs Officer, outlined the organization’s legislative priorities ...

One sweet benefit associated with Roth IRAs is that contributions are made with ... can choose to have less restrictive eligibility requirements. However, here's how standard requirements shake ...