I want to do three Roth conversions in the next three years before I turn 73 in 2027 so that my beneficiary doesn't have to ...

Thinking of converting a traditional IRA to a Roth IRA? The Kiplinger Tax Letter Editor highlights nine factors you should consider before making a move.

I encouraged my wife to take a $40,000 Roth conversion in a lower tax year ... She is well past age 59 ½. The five-year waiting period is over on her original Roth. Does she really need to ...

As long as you have qualifying funds in a pre-tax portfolio, you can move them to an after-tax Roth account. That doesn’t mean a conversion ... For people under 59 ½ years old, you’ll need ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Roth conversions are especially attractive when the stock market drops, according to certified financial planner Ashton ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

That group includes individuals with SEP IRAs and SIMPLE IRAs (after the ... to the Roth owner within five years of the conversion, when the owner is under the age of 59 1/2 at the time of the ...

PHOENIX — Reaching your retirement goals is possible despite the bipolar nature of today’s economy, and Roth conversion can be ... you’ve both reached age 59.5 and have had the account ...

The strategy, known as "Roth conversions," transfers pretax or nondeductible ... that inherited IRAs must be depleted by the 10th year after the original account owner's death.