If you need cash from the rollover to foot the tax bill today, a Roth IRA could open you up to even more tax complications. » Not sure what to do? A financial advisor may be able to help.

I have an after-tax 401(k) that I would like to roll over to a Roth IRA with Schwab. Experts at Schwab say it can be rolled ...

Typically you'll roll over pre-tax account funds into a traditional IRA, whereas Roth accounts typically roll over into a Roth IRA. If you want to directly invest some of your workplace retirement ...

I’m interested in converting a traditional IRA into a Roth IRA and want to know if taxes are due at time of the rollover.

As a result, you owe taxes on the amount transferred, but you gain future tax-free growth for assets in the Roth IRA if certain conditions are met. It’s not the same as a direct rollover ...

Rolling over a 401(k) to a Roth IRA sounds smart, but it could cost you. Here’s why you should think twice before making the ...

With a direct rollover to a Roth IRA, the distribution is paid to your Roth IRA custodian for credit to your Roth IRA. With a direct rollover to a Roth 401(k), the distribution is paid to your ...

you may be eligible to contribute to your Roth IRA using 529 rollover assets. Traditional IRAs do not qualify for this option. Want more guidance on retirement savings? Sign up for Kiplinger's six ...

The SECURE 2.0 Act, which became law in December 2022, changes the 529 plan rules to permit rollovers of some funds from these college savings accounts into a Roth IRA. It could allow transfers to ...

One of the most talked-about provisions of the SECURE 2.0 Act is the one allowing a limited amount of unused funds in 529 accounts to be rolled over to Roth individual retirement accounts.

Sure, your gains will grow tax-free once you’ve put them in your Roth IRA, but that doesn’t mean the upfront tax bill from the rollover will be easy to manage — especially if your 401(k ...

The IRA Charitable Rollover permits those taxpayers, age 70 ½ or older to make donations (Qualified Charitable Contributions or QCDs) directly to public charities from their traditional IRA or Roth ...