If you’re like Mark, Susan or Tom, your retirement and legacy goals will shape the strategy for your wealth. There’s no ...

Below, we discuss nine important factors to keep in mind when deciding to do a Roth conversion. When you convert a traditional IRA to a Roth IRA, you will have to pay income tax on the conversion ...

The main difference is when you pay income taxes ... on the front end - when you put the money into the account. With a Roth IRA, it's the exact opposite. You pay the taxes on the front end ...

One of the main benefits to IRAs ... So think twice before giving up the features of a Roth IRA just because you don’t want to pay taxes now. Above all, what matters right now is saving for ...

Calculating Your Roth IRA Contribution Limits Bad Stock Market? Good Time for a Roth IRA Conversion JGI / Jamie Grill / Getty Images Most of the benefits associated with Roth individual retirement ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

A Roth IRA is a tax-advantaged container, not a direct investment. Long-term annualized returns matter more than any single year's performance. A diversified portfolio shouldn't rely only on the S ...

The two primary types of retirement accounts you may encounter are 401 (k) plans and individual retirement accounts (IRAs).

Life gets busy, and investment advice can sound like buzzing in your ears after a while. That's especially true if you're starting out and learning the ropes. At some point, terms like asset ...

Jacqueline DeMarco is a writer who specializes in financial topics. Her first job out of college was in the financial industry and it was there she gained a passion for helping others understand ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.