Considering a 403(b) rollover to an IRA? Learn about how it works, its benefits, drawbacks, and key considerations for a well-informed decision.

Explore the key differences between 403(b) and pension retirement plans. Understand contribution limits, tax implications, ...

When you make a withdrawal from a standard 403(b) account, the amount distributed to you is taxed at your regular income tax rate. If you have a Roth 403(b) account, you won't owe any taxes ...

Unlike a traditional, pretax 403(b), the Roth 403(b) allows you to contribute after-tax dollars and then withdraw tax-free dollars from your account when you retire.* The following information can ...

But 403(b)s have some key characteristics that make ... If your only option is a plan filled with high-cost products, consider investing in a Roth IRA instead. Note: This item first appeared ...

As an alternative to a 403(b), consider opening a Roth IRA with automatic contributions. In 2025, you can contribute up to $7,000 a year to a Roth IRA, plus another $1,000 if you're 50 or older.

Workers can make tax-deferred contributions into the plan, and some 403(b) plans also offer an after-tax Roth option. “403(b) accounts are primarily offered to individuals employed at private ...

If you have money in retirement accounts, you may have to start taking required minimum distributions, or RMDs, when you turn ...

The Roth 403(b) contribution source option offers the potential for tax-free retirement income. Unlike a traditional pretax 403(b) the Roth 403(b) allows you to contribute after-tax dollar and then ...