The Roth 401(k) is a powerful retirement savings tool offered by employers, combining the benefits of a Roth IRA and a ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

A properly diversified retirement portfolio consists of more than just the S&P 500. For that reason, it’s a mistake to use that index’s performance as the basis for your expectations for your Roth IRA ...

Retiring at age 62 and filing for Social Security will reduce a person’s lifetime benefits by up to 30% compared to waiting ...

Like rollovers from traditional accounts under employer plans, rollovers from Roth 401(k)s must include only eligible amounts. Amounts not eligible for rollover include: Hardship withdrawals.

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

As soon as you receive an inheritance, it gives you all the hope in the world that you are in a better financial situation ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

Roth conversions are especially attractive when the stock market drops, according to certified financial planner Ashton ...

Products and services have been getting more expensive for years, and wages haven’t kept up. Although the affordability ...

High-income households can use what’s called a “backdoor Roth” to utilize a Roth IRA despite the program’s standard income restrictions. This can be an effective way to build a tax-free ...

Finance expert Dave Ramsey, in his book ''Dave Ramsey's Complete Guide to Money', sends a blunt message on 401(k)s, IRAs.