The Roth 401(k) is a powerful retirement savings tool offered by employers, combining the benefits of a Roth IRA and a ...

Retiring at age 62 and filing for Social Security will reduce a person’s lifetime benefits by up to 30% compared to waiting ...

A properly diversified retirement portfolio consists of more than just the S&P 500. For that reason, it’s a mistake to use ...

Retirement accounts such as Roth and traditional IRAs and 401(k)s are a great way to save, but mind the tax rules on ...

Without access to a 401 (k) account, one of the best tools available to you is an individual retirement account. An IRA is ...

Like rollovers from traditional accounts under employer plans, rollovers from Roth 401(k)s must include only eligible amounts. Amounts not eligible for rollover include: Hardship withdrawals.

As soon as you receive an inheritance, it gives you all the hope in the world that you are in a better financial situation ...

Products and services have been getting more expensive for years, and wages haven’t kept up. Although the affordability ...

If you’re going to save for retirement, you might as well enjoy a host of tax benefits along the way. That’s why savers are ...

so you can transfer pre-tax savings into a Roth IRA regardless of your age or retirement status. As long as you have qualifying funds in a pre-tax portfolio, you can move them to an after-tax Roth ...

Roth conversions are especially attractive when the stock market drops, according to certified financial planner Ashton ...