Most people's default way to save for retirement is a 401 (k) because it's offered through their employer and can be done ...

Roth IRAs, on the other hand, do not offer a tax break on contributions. Instead, they offer tax-free gains and withdrawals, ...

You can cut through the confusion of whether a Roth IRA or Traditional IRA will be your best bet by asking yourself six ...

Your pre-tax IRA is subject to future income taxes, depending on your bracket. But it could offer planning opportunities, ...

Starting your career with a salary under $50,000? Making smart financial decisions early on is crucial. One of the best ways ...

Retirement savings and taxes are a minefield — and the higher your income, the more complicated the options. Use these tips ...

If deciding what to do with an old 401(k) plan has been on your to-do list, here are the key steps you should take to get it done.

If you expect your tax rate to drop in retirement, it may make sense to transfer funds from your 401(k) to a Roth IRA. Here's ...

Planning for retirement is one of the most important financial decisions you’ll make in your lifetime. Among the many options ...

Required minimum distributions (RMDs) from pre-tax retirement accounts can have a number of unintended consequences. These ...

If your child has earned income, they can contribute to a Roth IRA. Opening a Roth IRA for kids can significantly change ...

There’s a reason many people opt to save for retirement in a traditional IRA. These accounts offer a tax break on the money ...